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Guys, What do you think about Central Bank Digital Currency - Dollar/others?

Lucas (luscas2031)
May 26 2021 at 00:22
2 příspěvků
What do you think about that?
Will it be useful in the future?
Is it good for the environment?
Will you be accepted into the world?
Does this have solid core concepts?

urcondis
May 28 2021 at 07:27
13 příspěvků
I have not much idea about what’s going to happen with the central bank digital currency. But there are many predictions that say that these currencies might kill bitcoin. But the central bank will allow all the businesses to directly make e-payments. Instead of panicking we should just wait and see what will happen.

SofieAndreasen
May 28 2021 at 16:14
759 příspěvků
CBDC is a good step toward the future payment system.

Lucas (luscas2031)
May 28 2021 at 16:53
2 příspěvků
urcondis posted:
I have not much idea about what’s going to happen with the central bank digital currency. But there are many predictions that say that these currencies might kill bitcoin. But the central bank will allow all the businesses to directly make e-payments. Instead of panicking we should just wait and see what will happen.

I agree with you that this will weaken bitcoin. I also think it may be the currency of the future as it will have a strong positive impact on the environment. Waiting and seeing the reaction is the best option.

Koverland
Jan 03 at 22:13
2 příspěvků
As a bank employee, I take digital currency very seriously. Because I work with her every day. People are constantly taking loans or somehow making cryptocurrency transfers in my bank. Most often, it is bitcoin. That's why I treat digital money like ordinary money. Yes, I agree. Just a few years ago, very few people knew about digital money at all. But now, when cryptocurrency is in great demand, it is simply impossible not to know about it. Although probably if I hadn't stumbled upon a vacant vacancy of a bank employee on the platform at the time, then I would be so well versed in cryptocurrency.

Treeny
Jan 18 at 21:31
211 příspěvků
Suradi (FXOday)
Jan 18 at 23:08
284 příspěvků
I think CBDC as legal standing to regulated money circulation will become a big barrier for another payment gateway or cryptocurrency, however, how the public responds to them also will become a reason to determine adoption if CBDC has bad technology maybe will become a problem for the user, but if they having better technology maybe will make currency getting more flexible

SofieAndreasen
Jan 19 at 09:15
759 příspěvků
Central banks believe that the cost of issuing digital currencies is much lower than the cost of printing and distributing physical cash.

croisssan
Jan 19 at 17:19
939 příspěvků
I generally prefer the exchange directly on the e-wallet. So somehow it's safer for me

Seb King (sebking1986)
Jan 20 at 09:39
364 příspěvků
I think as people become more familiar with crypto they will be more keen to keep hold of their private keys so they 'own' the crypto. I would think putting it into a bank is akin to a centralised exchange where they hold it for you and your don't have the private keys. Flip side of course is that they probably put millions a year into cyber security.

If you can't spot the liquidity then you are the liquidity.
skihav
Jan 20 at 11:35
801 příspěvků
I prefer slightly different exchange items to be honest.

Molabar
Jan 21 at 18:34
20 příspěvků
As far as I concerned, CBDC is indeed reasonably similar to the bills in your wallet. However, traditional methods of payment are too tedious nowadays. I guess digital representation of that value would be much more convenient and efficient. If a significant number of the bank's clients decide to hold CBDC instead of having a bank account like today, the bank would have less capital to give out loans, which would, in turn, make loans more expensive and potentially even not viable. The implication is that a thoughtless implementation of CBDC without mitigating actions could have a drastic and adverse effect on the economy.

windpower
Jan 26 at 14:36
9 příspěvků
I think that CBDC is an interesting development that will only grow but it will not dominate other DC or fiat currency

LyudmilLukanov
Jan 30 at 00:49
793 příspěvků
Banks and governments have been trying to digitize money for years. That's why much of the modern world works for online transactions and uses less cash currency.

Suradi (FXOday)
Apr 07 at 23:41
284 příspěvků
Now almost the central bank has a concept to making digital currency issued by CBDC, maybe this can make cryptocurrency weaken, but yes let's see what happens later, the world-changing to digital payment, but I think cash money like paper and coin still needed.

Eloise
Apr 19 at 10:39
22 příspěvků
We can expect swift, more efficient and safer payments. Also, convenient tracking of digital currencies. It eliminates the threat of commercial bank bankruptcy.


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