FXIFY

FXIFY is a broker-backed proprietary trading firm that launched in 2023 and has since expanded its multi-model funding lineup across 1‑Step, 2‑Step, 3‑Step, and Instant Funding programs. According to FXIFY, the firm has paid more than $40 million to traders with a single largest payout of $117,000 and recently marked its third anniversary in April 2026. Being broker‑backed through FXPIG is a key part of the value proposition, pairing prop evaluations with brokerage-grade pricing, execution, and platform connectivity.

Programs are available from $5,000 up to $400,000 in starting capital depending on the model, and traders can customize features at checkout, such as profit split add‑ons, bi‑weekly payouts, and increased leverage. Standard leverage is 30:1 for FX and Gold, 10:1 for indices, 5:1 for oil, and 2:1 for stocks, with select exotics fixed at 1:6; an optional add‑on can increase FX/Gold leverage to 50:1. Platform access includes MT5 (for non‑U.S. clients), DXtrade, and a TradingView integration for chart‑based order entry. First payouts are on‑demand on most evaluation models once minimum trading day criteria are met, with a $50 minimum payout via RISE.

FXIFY is headquartered operationally out of Labuan, Malaysia, where FXIFY Markets Ltd holds a Labuan money broker license, and it also lists a U.K. payments entity as a payment agent. However, prop trading services themselves are not a brokerage service and remain outside investment regulation; terms, risk rules, and payout conditions govern the relationship. Note also that FXIFY does not accept residents from several jurisdictions, including the United States.

Who is it best for? FXIFY will likely suit traders who want choice among several evaluation styles, on‑demand first payouts, and broker‑grade pricing/feeds, including those who value static or trailing drawdown options, optional bi‑weekly or 10‑day payout cycles, and the ability to trade on MT5/DXtrade or from TradingView charts.

Overview

FXIFY’s reputation is built around transparent rules pages, visible program breakdowns, and frequent operational updates, including a published payout history and anniversary milestones. As a prop firm, it evaluates traders in simulated environments and shares performance revenue post‑funding; it is not providing brokerage services or investment advice.

Broker and Market Access

FXIFY highlights being broker‑backed through FXPIG, which provides retail‑brokerage style infrastructure, pricing feeds (RAW and All‑In), and platform connectivity. The firm lists over 100 instruments across FX, metals, indices, oil, stocks, and selected crypto pairs, with standard and add‑on leverage options to match risk preferences.

Trustworthiness and Transparency

Key rules (profit targets, drawdown, payout cadence, and add‑ons) are published on program and help‑center pages. The firm processes payouts via RISE after account/KYC verification (SumSub); privacy policies are provided for multiple regions. Terms and Conditions explicitly prohibit manipulative practices such as latency/price‑feed arbitrage and gap trading around major events, and they allow leverage reductions during defined event windows.

Trading Rules (Funded Accounts)

• Drawdown controls apply per model: 1‑Phase uses 3% daily and 6% max trailing; 2‑Phase Classic uses 4% daily/10% static; 2‑Phase Standard uses 4% daily/10% trailing that locks at breakeven on payout; 2‑Phase Pro uses 4% daily/8% static; 3‑Phase uses 5% daily/5% static; Lightning uses 3% daily/4% trailing to the initial balance.
• First payout typically requires meeting minimum trading days; thereafter cycles vary by model (monthly default, bi‑weekly add‑on; 10‑day cycle for 2‑Phase Pro; Lightning on day 7 then bi‑weekly; Instant Funding bi‑weekly or 10‑day for Lite).
• Withdrawing can affect the buffer: on accounts with trailing drawdown, the max loss level locks to the initial balance at payout; withdrawing the full profit can leave no buffer and risk immediate breach on the next trade.

Trading Restrictions

• Permitted: news trading and weekend holding on evaluation accounts (per model pages). EAs and copy trading are allowed with prior approval; EAs are prohibited on DXtrade. Copy trading is not permitted on Instant Funding Lite.
• Prohibited practices (per Terms): exploiting price feed/latency errors, external/slow data feeds, manipulative patterns (e.g., opposite positions across related accounts), statistical arbitrage, and gap trading opened around major events or near market closings. FXIFY may temporarily reduce leverage around defined Events.

Leverage Structure

• Standard leverage: FX/Gold 30:1, Indices 10:1, Oil 5:1, Stocks 2:1. Certain exotics are capped at 1:6. An add‑on can increase FX/Gold to 50:1.

FXIFY provides a multi‑asset CFD environment with over 100 instruments, allowing strategy diversification across major and minor FX pairs, selected exotics, precious metals, global equity indices, oil benchmarks, and equities. Example symbols published by the firm include: EURUSD, GBPUSD, USDJPY, XAUUSD, XAGUSD, US500, USTEC, UK100, DE30, and a list of exotics such as USDTRY, USDMXN, and USDZAR. Crypto pairs are available on selected program types.

Leverage follows the firm’s standard structure: 30:1 on FX/Gold, 10:1 on indices, 5:1 on oil, and 2:1 on stocks, with certain exotic FX pairs fixed at 1:6; traders can opt into 50:1 on FX/Gold via add‑on if appropriate for their strategy and risk tolerance.

FXIFY supports multiple platforms so traders can align execution with their workflow: MT5 (available to non‑U.S. clients via the FXIFY dashboard), DXtrade for web/desktop/mobile, and TradingView for chart‑driven order entry. EAs are supported on MT5 with prior approval but not on DXtrade. TradingView’s mobile app enables analysis and charting on the go.

MT5 (MetaTrader 5)Advantages: a widely used platform with robust order types, strategy tester, and native support for Expert Advisors (EAs) and custom indicators. Why it matters: algorithmic traders and those migrating from other MetaTrader brokers can maintain tooling continuity and automation. Note: MT5 availability is limited to non‑U.S. clients per FXIFY.

DXtradeAdvantages: modern, broker‑grade multi‑asset terminal with watchlists, charting, alerts, and a performance dashboard. Why it matters: web‑based access and built‑in analytics reduce reliance on third‑party tools. Constraints: DXtrade does not support EAs; discretionary or copy approaches (subject to approval) are appropriate here. Platform articles highlight creating alerts and drawing tools directly on charts.

TradingViewAdvantages: industry‑standard charting with social/community features and mobile apps for iOS/Android. Why it matters: traders can analyze and place trades from familiar TradingView charts within the supported integration.

Mobile TradingTradingView provides a native mobile app; DXtrade is accessible from web and mobile; MT5 offers mobile apps for non‑U.S. users connecting through the FXIFY dashboard.

FXIFY’s ecosystem blends multi‑model evaluations with brokerage‑style infrastructure and a trader dashboard. The website emphasizes an industry‑leading dashboard with real‑time account metrics, an integrated trade journal, and a leaderboard that surfaces top performers—useful for monitoring drawdown limits, phase progress, and payout eligibility without third‑party spreadsheets.

Customization add‑ons at checkout include: (1) Increased Leverage for FX/Gold (up to 50:1); (2) Extra 15% performance split to lift the funded split to 90%; (3) Bi‑weekly payouts to shorten the payout cadence from monthly; and (4) “Performance Protect” style risk add‑ons referenced across program pages. For active income planning, these add‑ons help align payout timing and profit retention with one’s strategy.

Scaling is a core tool. FXIFY’s published plan lets accounts scale roughly every three months subject to conditions (e.g., 10% total return within the first three months with at least two profitable months). Example paths show a $400k account scaling in steps toward $4 million equivalent over 12 months if milestones are repeatedly achieved. This structure rewards durable performance rather than single large days.

Education and community support complement the tooling. A free trading course, regular updates, and a large Discord footprint help new and experienced traders interpret rules and optimize risk. Program FAQs are extensive and include platform tips (e.g., DXtrade alerts/drawings), payout logistics, and KYC guidance, reducing ambiguity before and during evaluations.

Evaluation Fees

Published pricing varies by model and size. Lightning and some 1‑Step/2‑Step evaluations start from approximately $59 on smaller accounts, while the 2‑Phase Pro price card spans $129 (10k) to $1,350 (250k). Programs up to $400k are available on 2‑Phase Standard; list prices can shift with promotions. FXIFY states that 1‑, 2‑ (Standard), and 3‑Phase plans refund the evaluation fee with the first payout, whereas 2‑Phase Classic and 2‑Phase Pro do not. Lightning indicates a 100% fee refund with the first payout.

Trading Commissions

At checkout traders choose between two pricing feeds: (1) RAW spread feed with tight spreads plus $6 per lot commission on FX/Gold/Exotics (indices and oil also listed at spreads + $6/lot), and (2) All‑In spread feed with $0 commission. Equities are quoted at 0.35% notional value on both feeds. This structure lets high‑frequency traders optimize for lower spreads (RAW) while swing traders may prefer All‑In simplicity.

Swap/Holding Costs

Swap charges apply for overnight positions; FXIFY currently does not offer swap‑free accounts. Traders planning to hold for multiple sessions should incorporate swap impacts into their strategy and sizing.

Refund Policy

Refunds are administered via the first payout for eligible programs and include the original order value (including add‑ons) where stated. Once a first trade is placed, there is no standard right of refund outside these program‑specific refund rules.

Profit Split

Most funded accounts start at an 80/20 split in favor of the trader, with an add‑on lifting the split to 90/10. The 2‑Phase Classic track also offers a 100% split on the 30‑day payout option.

Payout Eligibility

After passing evaluation and meeting any minimum trading days for the cycle, the first payout is available on‑demand for 1‑, 2‑ (Standard), and 3‑Phase models (minimum $50). Lightning’s first payout window opens 7 days after the first funded trade (then bi‑weekly). 2‑Phase Pro allows withdrawals every 10 days; the first two withdrawals are capped at 5% of initial balance or $8,000 (whichever is lower). Instant Funding pays every 14 days by default (Lite uses a 10‑day cycle).

Payout Schedule and Process

Payouts are requested in the trader dashboard and processed via RISE, FXIFY’s payout partner, after completing RISE account registration and verification. FXIFY notes typical processing within about three business days once all verifications match. Traders should be aware that on accounts with trailing drawdown, the max loss often locks to the initial balance after payout; withdrawing the full profit can remove the buffer and risk immediate breach on the next trade.

Payment Methods

Payouts are delivered through RISE. Traders create and verify a RISE account using the same email as their FXIFY account; the firm’s documentation centers on RISE flows rather than listing specific transfer rails in trader FAQs.