Is it better to invest or save money?

Aug 15, 2022 at 09:58
1,525浏览
34 Replies
会员从Nov 29, 2022开始   40帖子
Dec 23, 2022 at 10:07
As a general rule, it is usually better to invest money rather than simply saving it. This is because investing can potentially generate higher returns over the long term, which can help to grow wealth faster than saving alone. But how you allocate money is important.

I allocate more money to saving than investing. However, the decision to invest or save money depends on an individual's financial goals, risk tolerance, and other factors, and it is important to carefully consider these before making any financial decisions.
会员从Jul 23, 2020开始   869帖子
Jan 12, 2023 at 07:56
You should simplify your forex trading and never put too much pressure on your brain.
会员从Jun 22, 2020开始   77帖子
Jan 13, 2023 at 08:06
Saving the money does not give you any returns, while investing does. But investing will have a good return if you know what you are doing in portfolios.
How about this? 50% goes to saving, and 50% goes to investing.
会员从Jun 26, 2020开始   327帖子
Jan 16, 2023 at 10:09
saving money from trading is really a challenging issue , need a perfect trading experience
会员从Jan 25, 2022开始   165帖子
Jan 17, 2023 at 08:11
first_time posted:
Saving the money does not give you any returns, while investing does. But investing will have a good return if you know what you are doing in portfolios.
How about this? 50% goes to saving, and 50% goes to investing.
This is a good idea, except that the weight of savings is too large and 30% would be better.
会员从Dec 01, 2022开始   15帖子
Jan 17, 2023 at 10:16
Investing is the better than saving money in a bank imo. The interest rate varies but it is definitely higher than that of the banks.
Five Hundred A Day, Will Take The Pain Away,
会员从Apr 18, 2022开始   51帖子
Jan 17, 2023 at 12:14
Investing is the viable option imo. It is possible to get returns from investing than saving.
会员从Jan 17, 2023开始   2帖子
Jan 17, 2023 at 14:35
investing and saving are definitely not synonymous. not for me, at least.
But should you save or invest really depend on how much money do you have. If you can invest and still have savings to provide for yourself and your family (if you have one) for two month (just in case. for example if you lost your job right after you've invested money) then you can invest. I mean you need to have enough saving so that after you invest you can live couple month from those savings only.
Same thing with trading. You should only put such amount of money in trading so that you're have something to live off during next couple month. In case trading doesn't pay off.
会员从Jan 12, 2023开始   20帖子
Jan 18, 2023 at 10:33
IgorBurma posted:
investing and saving are definitely not synonymous. not for me, at least.
But should you save or invest really depend on how much money do you have. If you can invest and still have savings to provide for yourself and your family (if you have one) for two month (just in case. for example if you lost your job right after you've invested money) then you can invest. I mean you need to have enough saving so that after you invest you can live couple month from those savings only.
Same thing with trading. You should only put such amount of money in trading so that you're have something to live off during next couple month. In case trading doesn't pay off.
Well said! I feel the same.
会员从Apr 03, 2021开始   470帖子
Jan 18, 2023 at 23:37
SewCoin posted:
Investing is better than saving money in a bank imo. The interest rate varies but it is definitely higher than that of the banks.
There is various types of risk levels in investment, mutual funds are considered as low risk but low return and forex included high-risk high return too.
Besides saving money in banks also invest money in low-risk and high-risk.
会员从Sep 15, 2022开始   11帖子
Jan 20, 2023 at 11:50
You can only invest if have the right funds and saving is also equally important.
会员从Jan 23, 2023开始   4帖子
Jan 23, 2023 at 09:12
It is good to follow both of the ways, I do so!
会员从Mar 01, 2019开始   13帖子
Jan 23, 2023 at 13:57
For me it is all about timing. If I have money that I will not use for a long time ( 10 years), I will invest it in a diversified portfolio. If I need the money in a short period of time <2 years then I will put it in savings account
会员从Jan 23, 2023开始   18帖子
Jan 24, 2023 at 04:37
I believe in investing and growing my money.
会员从May 11, 2020开始   74帖子
Jan 25, 2023 at 06:01
princesajir posted:
first_time posted:
Saving the money does not give you any returns, while investing does. But investing will have a good return if you know what you are doing in portfolios.
How about this? 50% goes to saving, and 50% goes to investing.
This is a good idea, except that the weight of savings is too large and 30% would be better.
I suppose that saving should be more because those can be beneficial for emergency cases. I am not sure about 50-50 like that guy said.
登录 / 注册 to comment
You must be connected to Myfxbook in order to leave a comment
*商业用途和垃圾邮件将不被容忍,并可能导致账户终止。
提示:发布图片/YouTube网址会自动嵌入到您的帖子中!
提示:键入@符号,自动完成参与此讨论的用户名。