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Is it better to invest or save money?
Membre depuis Nov 29, 2022
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Dec 23, 2022 at 10:07
Membre depuis Nov 29, 2022
posts 40
As a general rule, it is usually better to invest money rather than simply saving it. This is because investing can potentially generate higher returns over the long term, which can help to grow wealth faster than saving alone. But how you allocate money is important.
I allocate more money to saving than investing. However, the decision to invest or save money depends on an individual's financial goals, risk tolerance, and other factors, and it is important to carefully consider these before making any financial decisions.
I allocate more money to saving than investing. However, the decision to invest or save money depends on an individual's financial goals, risk tolerance, and other factors, and it is important to carefully consider these before making any financial decisions.
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Membre depuis Jan 25, 2022
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Jan 17, 2023 at 08:11
Membre depuis Jan 25, 2022
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first_time posted:
Saving the money does not give you any returns, while investing does. But investing will have a good return if you know what you are doing in portfolios.
How about this? 50% goes to saving, and 50% goes to investing.
This is a good idea, except that the weight of savings is too large and 30% would be better.
Jan 17, 2023 at 14:35
Membre depuis Jan 17, 2023
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investing and saving are definitely not synonymous. not for me, at least.
But should you save or invest really depend on how much money do you have. If you can invest and still have savings to provide for yourself and your family (if you have one) for two month (just in case. for example if you lost your job right after you've invested money) then you can invest. I mean you need to have enough saving so that after you invest you can live couple month from those savings only.
Same thing with trading. You should only put such amount of money in trading so that you're have something to live off during next couple month. In case trading doesn't pay off.
But should you save or invest really depend on how much money do you have. If you can invest and still have savings to provide for yourself and your family (if you have one) for two month (just in case. for example if you lost your job right after you've invested money) then you can invest. I mean you need to have enough saving so that after you invest you can live couple month from those savings only.
Same thing with trading. You should only put such amount of money in trading so that you're have something to live off during next couple month. In case trading doesn't pay off.
Membre depuis Jan 12, 2023
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Jan 18, 2023 at 10:33
Membre depuis Jan 12, 2023
posts 20
IgorBurma posted:
investing and saving are definitely not synonymous. not for me, at least.
But should you save or invest really depend on how much money do you have. If you can invest and still have savings to provide for yourself and your family (if you have one) for two month (just in case. for example if you lost your job right after you've invested money) then you can invest. I mean you need to have enough saving so that after you invest you can live couple month from those savings only.
Same thing with trading. You should only put such amount of money in trading so that you're have something to live off during next couple month. In case trading doesn't pay off.
Well said! I feel the same.
Jan 18, 2023 at 23:37
Membre depuis Apr 03, 2021
posts 437
SewCoin posted:
Investing is better than saving money in a bank imo. The interest rate varies but it is definitely higher than that of the banks.
There is various types of risk levels in investment, mutual funds are considered as low risk but low return and forex included high-risk high return too.
Besides saving money in banks also invest money in low-risk and high-risk.
Membre depuis Jan 23, 2023
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Jan 25, 2023 at 06:01
Membre depuis May 11, 2020
posts 74
princesajir posted:first_time posted:
Saving the money does not give you any returns, while investing does. But investing will have a good return if you know what you are doing in portfolios.
How about this? 50% goes to saving, and 50% goes to investing.
This is a good idea, except that the weight of savings is too large and 30% would be better.
I suppose that saving should be more because those can be beneficial for emergency cases. I am not sure about 50-50 like that guy said.

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