Question is, why do they do that? I don't think this is by choice. The economy has slowed down since the melt down in 2008, and it appears its slowing again the past few months - I think the point of these rules is to show they are do trying to do something to help stabilize the economy, although it may be too little too late.
The Volcker rule is the same as reducing leverage - once you decrease exposure, risk reduces. I just hope the effect of traders moving their businesses elsewhere won't overweight the point of the rule, which is to help to the economy, not ruin it further.
As to the health care - this isn't new as far as I'm aware - USA simply doesn't invest in this field as other countries do. I'm sure you found some disadvantages in the Philippines which you haven't encountered in the US - as the saying goes: 'the grass is greener on the other side'.