Bitcoin is on smartphones now days. The protocal is actually written into HTML 5 as far as I know. So it's just a question of time before it's browser to browser. Won't be long before it's everywhere I think. Seemless NFC transactions, that kind of thing. Swipe your phone at the till. People do it already. ATM rollouts continue rather haphazardly. Google for one near you, see if its made it yet, if not, well there's a business oppertunity for you.
Look, Bitcoin is a very interesting solution to a very serious problem. Ja - I don't have my family fortune in it, but I don't think having a nice basket of crypto's on hand in these trying times can be much of a mistake.
Disclaimer here, I bank in SE Asia. If I was banking anywhere in the western hemisphere I'd put every bloody send I could into Bitcoin.
Africa (or 3rd world as you call it) is completely skipping banking by the looks of it. They're going straight for digital. Many Kenyans for example don't have bank accounts. They use their phones as bank accounts: https://www.economist.com/blogs/economist-explains/2013/05/economist-explains-18
You're probably right. I might very well be a clown. I care so little what CHF did that I don't really know if it was a loss or a gain. Point is it was a massive loss or gain against everything else. Kind of like Bitcoin does. Just saying that volitlity on majors can be just as bad if not worse than Bitcoin.