消費者信貸

Data Pozostały czas   Wydarzenie Wpływ Poprzedni Kompromis Aktualny
Jul 08, 19:00  消費者信貸 $13.42B $16B $18.56B

消費者信貸

美國聯邦儲備委員會(The Board of Governors of the Federal Reserve)公佈的消費者信貸(Consumer Credit)包括用於購買商品和服務的將於兩個月及兩個月以上償還的家庭貸款。在西方國家,貸款消費是一種很普遍的現象,在購買大宗商品,比如房屋、汽車,或是購買大宗服務,比如接受大學教育等情況下,向銀行申請貸款的民眾數量會相當多,從而形成消費者信貸餘額。一般來講,消費者信貸餘額增加表明消費支出和對經濟的樂觀情緒增加,這種情形通常產生於經濟擴張時期,信貸餘額下降表明消費支出減少,並可能伴隨著對未來經濟活動的悲觀情緒。如公佈的資料高於預期將支撐(或作多)美元,如數據低於預期將壓制(或作空)美元。



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